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Terms of Service

Last updated: August 2026 Operator: UNI.CO. - Societa' Cooperativa

1. Overview

These terms govern your use of the website at uni-co.ltd (the "Site"). By accessing the Site, you agree to these terms. If you do not agree, please do not use the Site.

The Site is provided by UNI.CO. - Societa' Cooperativa, Via Sandro Totti 4, 60131 Ancona, Italia.

2. Informational purpose only

This Site is strictly informational. It provides general information about credit guarantees, access to financing, and SME support. It does not constitute:

  • An offer to enter into any guarantee agreement, membership, or financial contract.
  • Financial, legal, tax, or investment advice.
  • A guarantee application, membership request, or credit assessment.

No content on this Site should be relied upon as advice for your specific situation. Any guarantee or financing arrangement would be subject to a separate written agreement, assessment process, and signature conducted outside this Site.

3. No services offered on this site

This Site does not process guarantee applications, membership requests, credit assessments, or financial transactions. We do not request or accept payment through this website. Any process takes place through our staff and authorised channels outside the Site.

4. Use of the Site

You agree to use the Site lawfully and not to:

  • Attempt to gain unauthorised access to any part of the Site or its systems.
  • Introduce viruses, malware, or other harmful material.
  • Use automated tools to scrape, copy, or monitor the Site in a way that places undue load on our infrastructure.
  • Misrepresent your identity or your company's details when submitting the contact form.

5. Intellectual property

All content on this Site — including text, graphics, logos, and layout — is the property of UNI.CO. - Societa' Cooperativa or its licensors and is protected by applicable intellectual property laws. You may view and download content for your personal, non-commercial use. You may not reproduce, distribute, or commercially exploit any part of the Site without prior written permission.

Photographs used on this Site are sourced from third-party providers and are used in accordance with their respective licences.

6. External links

The Site may contain links to external websites that are not operated by us. We have no control over the content or practices of those sites and accept no responsibility for them. The presence of a link does not imply endorsement.

7. Disclaimer

The information on this Site is provided in good faith and is believed to be accurate at the time of publication. However, we make no warranties, express or implied, about its completeness, accuracy, reliability, or suitability for any purpose. Any reliance you place on the information is at your own risk.

8. Limitation of liability

To the fullest extent permitted by law, UNI.CO. - Societa' Cooperativa shall not be liable for any loss or damage arising from your use of, or inability to use, this Site. This includes indirect or consequential losses, and losses resulting from loss of data, business interruption, or otherwise.

9. Changes to these terms

We may revise these terms at any time. The updated version takes effect when it is published on this page. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

10. Governing law

These terms are governed by the laws of Italy. Any disputes arising in connection with these terms or your use of the Site shall be subject to the jurisdiction of the courts of Ancona, to the extent permitted by applicable law.

11. Contact

If you have questions about these Terms of Service, please contact us: